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Rent, Buy or Own

Other home loans

Papakainga loans:
Papakainga lending is available for building or buying housing on Māori land held in multiple ownership. The loan is secured over the house only - not the land.

Houses bought or built with a Papakainga loan must be easily relocatable with easy road access, and meet applicable local authority requirements. Most are single story, pile foundation homes.

To be eligible for a Papakainga loan for a home on Multi Owned Maori Land you will need to meet our lending criteria and have the agreement of all land owners, or trustees if the land is administered by a trust.

How to apply:
To find out more about any of the above lending options, call us on 0800 801 601 or visit your nearest neighbourhood unit, or contact your local home ownership education provider.

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